Benefits Connects: Site header (v2, 2026 rebuild)

northern colorado Health insurance guidance

Benefits Connects

Independent Health Insurance

and Medicare Guidance

Helping individuals, families, and businesses compare coverage

and choose with confidence.

Open Enrollment season is here. Medicare: Oct 15 – Dec 7 · Colorado individual & family plans: Nov 1 – Dec 31

find Coverage That Fits your needs

Support for individuals, families, and businesses.

Individual & Family

Explore health coverage around your doctors, prescriptions and budget.

Medicare

Get help understanding your Medicare options and enrollment steps.

Group Benefits

Build a benefits package that supports your team and business.

Life Insurance

Explore protection for the people who depend on you.

Meet Patrick Ducharm

As the owner of Benefits Connects, I help individuals, families, and businesses in Northern Colorado navigate health insurance, Medicare, and employee benefits with clear, unbiased guidance. My goal is simple- to help you find the right coverage for your unique needs.

Licensed Health & Life Insurance Agent · NPN 3695656

  • Independent Broker

  • Proudly Serving Northern Colorado

  • Guidance You Can Trust

get started

Your Next Step, Made Simple.

  1. Tell Us What You Need

    Share your coverage needs and priorities.

  2. Explore Your Options

    Review available plans with clear guidance.

  3. Choose with Confidence

    Get support with your next steps.

stay informed

Events & Resources

Join us for upcoming seminars or check out our latest blog articles for helpful tips and updates.

Testimonials

John Doe

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat.

Jane Doe

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat.

Let's Find Your Next Step

Talk with Benefits Connects about your coverage options.

970-800-2261

247 Mountain Ave, Berthoud, CO 80513

We serve clients in and around

Berthoud, Loveland, Longmont, Johnstown, Mead, Lyons, Niwot, Firestone, Frederick, Dacono, Erie, Lafayette, Louisville, Boulder, Windsor, Fort Collins, Greeley, Evans, Milliken, Platteville, Timnath, Severance, Wellington, Broomfield, Superior, Thornton, Northglenn, Brighton, Estes Park, and surrounding Colorado communities.

© Copyright Benefits Connects 2026. All rights reserved