Options give businesses a flexible, tax-advantaged way to offer employee benefits while allowing employees to choose coverage that fits their individual needs.
Control Your Budget
Set a monthly allowance that works for your business instead of being locked into rising group health insurance premiums.
Employees Choose Their Own Coverage
Employees can select health insurance that fits their doctors, prescriptions, family needs, and budget.
Tax-Advantaged Benefits
Reimburse eligible medical expenses and individual health insurance premiums in a tax-advantaged way, based on plan rules.
More Choice Than One Group Plan
Employees are not limited to one carrier or one plan design.
Helps Attract and Retain Employees
Offering benefits can make your business more competitive when hiring and keeping quality employees.
Coverage for eligible prescription drugs.
Individual and family health insurance coverage.
Routine dental care, eye exams, glasses, and contacts.
Support for therapy and behavioral health services.
Primary care, specialists, and wellness visits.
Eligible medical devices and healthcare supplies.
Let us help you build a benefits program that works for everyone.

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We do not offer every plan available in your area. Currently we represent 10 organizations which offer 187 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.